Expanding financial education across Puerto Rico
With a shared vision of empowering youth through financial literacy, Junior Achievement Americas and the Puerto Rico Department of Education (DEPR) are expanding access to financial education across public high schools on the island.
The partnership reached more than 2,000 students from ninth to twelfth grade, who participated in the Personal Economics and Personal Finance programs. Through the virtual campus, students engaged in digital training designed to build practical financial skills. Additionally, more than 100 teachers received training and continuous support to ensure sustainable implementation.
This initiative has been integrated into the DEPR’s Systemic Agenda, guaranteeing its continuity within the academic cycle and its reach across all public and Montessori schools in Puerto Rico.
Results from pre- and post-program evaluations show significant improvement in students’ understanding and application of financial, employability, and personal development concepts. Budgeting knowledge increased from 40.8% to 56.9%, and understanding of opportunity cost rose from 34.3% to 52.3%. Progress was also noted in savings habits, self-confidence, and responsible economic decision-making, demonstrating the program’s positive impact.
“What changed in me after participating in the program was the way I see money. It wasn’t a big concern for me before, but now I’m more aware and pay attention to how I spend it.” — Mia, participant
“The program helped me recognize that I need to have a budget at home. I talked to my family and suggested being part of the household budget so we can plan expenses and avoid overspending.” — Lia, participant
These results demonstrate the positive impact of the project on strengthening students’ financial, social, and personal competencies, reaffirming the institutional commitment to comprehensive youth education and empowering them to be more aware, autonomous, and prepared to face the challenges of their economic and professional development.
Since 1968, Junior Achievement has trained more than 120,000 young people in Puerto Rico. With this new stage, it reaffirms its commitment to economic autonomy, inclusion, and the holistic development of future generations.
